Active Duty Alert

Service members whom are deployed can put an active duty alert on their credit report if they’re deployed and don’t expect to seek new credit. The alert requires creditors to take steps to verify their identity before granting credit in their name. It lasts a year but can be renewed for the length of their deployment. Contact the fraud department of one credit bureaus; they must contact the other two. An active duty alert gives you a benefit that you don’t get with a standard year-long fraud alert: the credit bureaus take your name off their marketing lists for prescreened credit offers for two years unless you ask them to add you back on.